The document required for all mortgage applicants are: A full, valid, UK photocard driving licence, or one of the following: proof of identity Passport, driving licence or any National Identity Card (EEA and Swiss Nationals only), proof of address A non-HSBC bank statement or a utility bill dated within the last four months. A cash sum - from perhaps a close relative or friend - can either pay for the whole of the deposit or make up a shortfall. Details of the family member (s) gifting the deposit . via an Umbrella/Agency (inc. professional sports) Self-Employed using daily rate If you are also unsure you will be able to put your HSBC mortgage application together then you may want to go in branch or call HSBC on the telephone for them to assist you with your HSBC mortgage application. Privacy Policy. Before accepting a gifted deposit, your lender will want the gifter to declare in writing that it's a gift with no obligation for repayment. This is because if the person gifting you the money passes away within seven years of the gift, it would still be classed as part of their estate. Based on 75% of the current property value, less any outstanding secured borrowing. To deposit a check, follow these easy instructions: Log on to the latest version of the HSBC Mobile Banking App, select 'Move Money', and then 'Deposit a check'. Below are the repayment vehicle options for your HSBC interest-only mortgage and the evidence required for each. 100% LTV Mortgages | Our Best Rates | Uswitch These could be bank statements, utility bills etc. u003cbru003eu003cbru003e When starting a HSBC mortgage application or considering one you should really take a step back and consider if you want to get a mortgage by going to HSBC directly or seeking to go to a mortgage broker who may likely have access to thousands of the product from the mortgage market rather than just a few products which may be available from HSBC. Any payments may be subject to tax and will be reported to the Internal Revenue Service as required by applicable law. Based on 50% of the value shown on the latest account statement. If there are multiple directors within the business, and the financial accounts don't confirm the distribution of salary to each director, well need either of the following: Note: The underwriter may need further information - for example, business bank statements. and are only available for property located in the U.S. Subject to credit approval. Cross-Border Disclosure, Reach your savings goals with a CD that locks in an APY for steady earnings, HSBC Certificates of Deposit (CDs) are available to all existing HSBC Premier, You must be 18 years of age and have a Social Security Number, Current U.S. residential address and a U.S. residential address for the past one year, Account information for funding your new account. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Standard valuation All our mortgages come with a standard property valuation, so there's less for you to think about. Select the account you wish to deposit the check into. Please contact HSBC to find out how they can assist you further on (+44) 0800 169 6333 Documents you will need for your HSBC mortgage application Once you have filled in the information required on your HSBC mortgage application you will be required to upload some documents as part of the HSBC mortgage application process.
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